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    Stop using Square* for financing.

    Leverage the power of NuWave Capital and convert your sales into business credit without holdbacks or ditching your existing processor.

  • Let's compare NuWave™ to the leading competitor

  • The more you make, the more they take. Not us.


    NuWave™ provides the same capital with less burden on your cash flow.

    *For demonstration purposes only. Loans subject to lender approval.
    Actual approval amount & term length may vary.
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    Business Capital

    For established businesses

    Fixed Flat Fee

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    KEEP Your Processor

    NO Early Payment Penalties

    Fixed Holdback Fee

    High Approval Amounts

    Long Payment Terms

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    For individuals & startups


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    Locked in to using Square

    Early Payment Penalties

    High Percentage Holdbacks

    Low Approval Amounts

    Shorter Payment Term

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    We've powered the online sales boom for thousands of merchants.

    Since the Covid outbreak and online sales boom that followed, sellers have turned to us to power the finances of their business. We ensure cash flow doesn't get in the way of growing your sales and expanding your business. Get capital fast with NuWave!

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    Specially tailored for small businesses.

    Getting approved is easy. and works independently from your existing financing options. Use your funds for any business purpose: purchase equipment, make repairs, hire more employees – it’s your capital!

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    My revenue has increased by over 300%, NuWave really helped me grow my business and continue to provide goods to the community.

    Dustin Benson

    Benson Supermarket (Ohio)

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    The experience I had with NuWave was phenomenal. Extremely fast, extremely professional. I got the funds I needed the day I applied.

    Michael Huffman

    Huffies Trucking (New York)

  • See what makes us unique

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    Early Payoff Discount

    Erase remaining interest

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    Up to $20,000,000

    Big or small we do it all

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    No Percentage Holdbacks

    Credit shouldn't feel like a parasite

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    3% Cash Back

    We reward you for doing the right thing

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    Rapid Financing

    Under 24 hours

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    Fixed Flat Fee

    Predictable payments

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    Keep Your Existing Processor

    No need to change

    Discover the NuWave™

  • How It Works



    Simply enter your details below and you're done for your part.


    Get Approved

    Get your approval, success is on the way!


    Receive Funds

    Accept your terms and funds are transferred.

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    Ready to ride the wave?

    Our online portal makes it easy to apply. Get a quote the same business day.

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    No Impact On Your Credit

    We keep your credit safe.

    Rest assured that your credit score is safe.

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    Military Grade Encryption

    Your personal data Is safe

    Your info is encrypted with industry-standard SSL encryption (128-bit.)

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    Thousands of Happy Businesses

    We put our businesses first.

    We work with each and every business that applies to create a personalized solution that they'd be happy with.

  • * Square's trademark and assets are not affiliated with NuWave in any way, and is owned wholly by Block, Inc.